Property Attributes
- MLS#30062357
- TypeSingle Family
- Listing Status Active
- CountyLake
- CityElmo
- NeighborhoodChief Cliff Estates
- Zip59915
- Style
- Year Built2023
- Taxes$ 2529
- Price$ 995,000
- Bedrooms4
- Full Bathrooms3
- Half Bathrooms0
- Sqr Footage4032
- Lot Size5.027 Acres
Data Source:
Montana Regional Multiple Listing Service, Inc
Property Description
OWNER FINANCE AVAILABLE. Flathead Lake & Mountain-View Luxury with Income Potential. This Montana Haven is a rare opportunity to own a practically brand-new, fully remodeled house set against some of the best panoramic views in the Flathead. Located only minutes to the public boat launch and Wild Horse Island. Designed to impress, this property seamlessly blends luxury, functionality, and versatility—making it ideal for investors, horse owners, and those who love Montana's lifestyle; seeking space, privacy, and long-term value. Perched on expansive 5 acres at the end of a private road, the home showcases modern mountain architecture & thoughtful upgrades throughout. Step inside to soaring ceilings, abundant natural light, and an open-concept layout that frames breathtaking views from nearly every angle. The heart of the home is a huge, chef-inspired kitchen; featuring a cooktop, double ovens, generous cabinetry, and an oversized island—perfect for entertaining, family gatherings, or hosting guests after a day on the lake. This 4-bedroom, 3-bathroom home spans over 4,000sqft offering plenty of space for everyone. The expansive primary suite offers a true retreat, complete with a luxurious ensuite bathroom and serene views that start and end your day in peace. Downstairs, the full walkout basement opens a world of possibilities: rental income, multi-generational living, or a private guest suite. With existing plumbing and hookups already in place, buyers can easily add a second kitchen or custom bar to create a fully independent living space. Outside, enjoy a beautiful new deck designed for entertaining, relaxing, and taking in Montana’s wide-open skies and huge mountain views. Whether you envision horses, recreational use, or simply room to breathe, this property delivers the freedom and lifestyle today’s buyers crave. And to store all of your toys- a 20x30 slab with apron & hydronic tubing is ready for a garage! This is more than a home—it’s a strategic investment and a Montana lifestyle statement. Opportunities like this are rare in Elmo. Buyers are strongly encouraged to review the detailed feature sheet to fully appreciate everything this exceptional property offers.
| Price History | |
|---|---|
| 1/2/2026 | Listed $1,100,000 |
| 4/13/2026 | 5$1,050,000 |
| 7/15/2026 | 5$995,000 |
General Features
| Sewer | PrivateSewer,SepticTank |
|---|---|
| Heating | HeatPump,Propane,Zoned |
| Cooling | CentralAir |
| Utilities | ElectricityConnected,HighSpeedInternetAvailable,Propane,PhoneAvailable,UndergroundUtilities |
| Possession | CloseOfEscrow |
| Roof | Metal |
| Appliances | Dishwasher,Microwave,Range,Refrigerator |
| HOA Fee | 250 |
| Association Fee Includes | RoadMaintenance,SnowRemoval |
| Patio/Porch Features | Covered,Deck,Patio |
| Architectural Style | Other |
| Security Features | CarbonMonoxideDetectors,SmokeDetectors |
| Construction Materials | BattsInsulation,FoamInsulation,MetalSiding |
| Year Built | 2023 |
| View | Lake,Meadow,Mountains,Valley |
| Topography | Rolling |
| Levels | Two |
| Property Subtype | SingleFamilyResidence |
| Tax Year | 2025 |
| Assoc Fee Paid Per | Annually |
| County | Lake |
| New Construction | false |
| Property Type | Residential |
| Association Amenities | SnowRemoval |
| HOA | true |
| Attached Garage | false |
| Subdivision Name | Chief Cliff Estates |
| Garage Y/N | false |
| Other Structures | PoultryCoop,Sheds,WellHouse |
| Full Baths | 2 |
| Status | Active |
| Directions | From HWY 93, turn west on HWY 28 in Elmo (like you are driving to Hot Springs). Then take a right heading N on Left Hand Dr. Property is located at the end of the road on right hand side. Park on "top" driveway to the left. |
| ModificationTimestamp | 2026-07-20T06:45:33.377-00:00 |
| City | Elmo |
| Association Name | Chief Cliff Estates HOA |
| Senior Community Y/N | false |
| Lot Size Units | Acres |
| Lot Size Square Feet | 218976.12 |
| Carport Y/N | false |
| Tax Annual Amount | 2529.56 |
| Property Condition | UpdatedRemodeled,SeeRemarks |
| Living Area Units | SquareFeet |
| Standard Status | Active |
| Year Built Source | PublicRecords |
| Property Sub Type Additional | SingleFamilyResidence |
| Expected Active Date | 2026-01-02 |
| PostalCity | ELMO |
| Legal Description | S13, T24 N, R22 W, C.O.S. 5913, PARCEL TR 409, ACRES 5.027 |
Interior Features
| Interior Amenities | MainLevelPrimary,OpenFloorplan,VaultedCeilings,WalkInClosets |
|---|---|
| Basement | Daylight,Full,Finished,WalkUpAccess,WalkOutAccess |
| Basement (Y/N) | true |
| Air Conditioning Y/N | true |
| Heating Y/N | true |
| Fireplace Y/N | false |
| 3/4 Baths | 1 |
| Laundry Features | WasherHookup |
| Total Bedrooms | 4 |
| Below Grade Finished Area | 2016 |
| LivingAreaSource | Owner |
| Above Grade Finished Area Unit Type | SquareFeet |
| Total Baths | 3 |
Exterior Features
| Exterior Amenities | PropaneTankLeased |
|---|---|
| Fencing | Perimeter,SplitRail,Wire |
| Parking Features | AdditionalParking,CircularDriveway,Gated,RvAccessParking |
| Lot Features | GentleSloping,Views,RollingSlope |
| Water Source | Private,Well |
| Lot Size Area | 5.027 |
| Foundation Details | Poured |
| Lot Size Acres | 5.027 |
| Road Surface Type | Gravel |
| Lot Size Source | PublicRecords |
| Waterfront Y/N | false |
| Road Frontage Type | PrivateRoad |
| Horse Y/N | true |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
All information is subject to change, is deemed reliable but is not guaranteed, and should be independently verified.The information being provided is for consumers' personal, non-commercial use and may not be used for any otherpurpose other than to identify prospective properties consumers may be interested in purchasing. Copyright ® 2026, Montana Regional Multiple Listing Service, Inc. (MRMLS) and FBS. All Rights Reserved.